The Bank of Montreal “BMO” offers consumers some very straightforward options as far as checking accounts. Through the BMO website you can enter information into a web-based form that will then recommend the right account for you. In addition, you can view extensive details about all of the accounts and plans they make available. You can also draw comparisons between plans in order to balance out your decision making process.
The BMO’s main checking account is called a Primary Checking Account. It is a straightforward checking account with a set list of standard account features. BMO offers customers the opportunity to set monthly plan fees or elect a pay as you go option. The pay as you go option would probably work very well with someone who makes very few transactions on a monthly basis.
The BMO checking accounts also offer customers the chance to use their Air Miles card when using their accounts. Right now a customer with BMO earns 1 mile for every $40.00 you spend on your debit card when the Primary Checking account is your lead account. Air Miles can be accumulated through the use of other accounts as well.
Like the other Canadian banks, BMO gives customers the option of applying for checking accounts as well as other accounts and services online. Spend as much time as possible thinking out your account options before completing the account application. If you are unsure about the accounts but still feel you want to do business with BMO, then your best to visit one of their many locations across the country and speak to a personal banking representative for more information.